PrivateCorporate / B2B

Our Purpose

Valkiv’s mission is to bring clarity and fairness to insurance valuations. We empower consumers and insurers alike with transparent, data-driven insights that make complex claims simple to understand and easy to resolve. By combining technology, expertise, and transparency, we ensure every policy is valued with precision and every decision is made with confidence.

Our journey

  1. 2023

    How it started

    Valkiv, an acronym of Value & Archive, was founded in Stockholm, Sweden, with the goal to digitalize valuation processes and documentation.

    Key milestones:

    • Research & Interviews with certified valuators
    • Launch of first documentation tool for assets
    • Partnership with the Swedish Chamber of Commerce
  2. 2024

    Development & business expansion

    The scope expanded with additional expertise entering the team. We now understod that the insurance industry & its customers was struggling with similar issues. Lack of transparency, uncertain and inefficient processes leading to costly settlements. We also recognized that this was not a local problem, but a global one.

    Key milestones:

    • Implementation of Real-Time Market Valuation tools
    • Research & Interviews with insurance companies
    • First implementation of Machine Learning
    • Started subsidiaries in the US, UK, Denmark
    • Key experts joining Valkiv’s mission
    • Researched advanced AI implementation
  3. 2025

    Launch our platform

    To make sure we cover all parties involved, insurance companies, valuation experts and all insured customers, we worked relentlessly tying all nots together. Creating an ecosystem of products covering all aspects of claims management processes. Adding new asset categories within Valkiv’s portfolio as well as improved asset management capabilities and fraud detection technologies. Finally being able to test our MVP with real life customers in the market.

    Roadmap:

    • Distribution of B2C & B2C products
    • Expand partnerships with insurers in key markets
    • Improve fraud detection systems
    • Launch of AI Insurance Agent
    • Launch of AI Insurance Insights Demo
    • Creation of "Scan your home" AI prototype

Vision

We work towards a world where insurance is transparent, efficient, and accessible to everyone. Where valuation is instant and fair, and where claims are settled in hours and days, not months.

By 2030, our goal is to become the global benchmark for digital valuation and insurance solutions, empowering millions of users to understand, protect, and manage their assets with confidence.

Our values

  • 1

    Innovation

    We constantly pull the latest, most reliable data from trusted sources to ensure accurate valuations, up-to-date insights, and better decisions for everyone.

  • 2

    Fairness

    We ensure equal treatment and balanced value for both consumers and insurance providers.

  • 3

    Transparency

    We believe in open communication and clear processes that build trust.

  • 4

    Security

    We safeguard every user’s data and privacy with the highest industry standards.

The founding story

Valkiv was founded by Daniel Bramme and Jonny Westling, combining backgrounds in insurance and technology. They identified a structural problem in the insurance industry; outdated processes that caused inefficiency, lack of transparency, and low customer trust.

In early 2023, the team formed in Stockholm to address this challenge. Drawing on expertise in AI, valuation, and digital insurance, Valkiv began developing technology to modernize asset valuation and claims handling.

The result is a suite of tools designed to streamline operations, improve accuracy, and enhance the experience for both insurers and policyholders.